First responders & unions

For the people who show up when it matters

First responders and union members do demanding, essential work. WellCore360 puts more in their paychecks and adds real protection, at no cost to the member.

See how it works → Talk to us

For your members

More take-home, and protection that fits the job

The member comes first. Every part of the program is built to leave people better off, without asking them to pay for it.

Bigger take-home pay

Members keep more of every paycheck through the program's pre-tax structure, with no net cost to them.

Protection that matters

Guaranteed Issue life insurance and 24/7 telehealth for people whose work carries real risk, plus $0 copay prescriptions for the household.

Care for the family

Mental wellbeing support and family resources, because this work affects the whole household, not just the member.

The program works alongside members' existing coverage and can be structured to fit collectively bargained arrangements.

A win everyone can get behind

Value the whole table can support

This is a rare improvement that does not pit one side against the other. Members gain take-home pay and real benefits at no cost to them, and the program can create value and potential savings for the employer as well.

Where those savings exist, they can be shared across all parties, so a gain for members can also be a gain for the department or agency. It is the kind of result everyone can stand behind.

Members

More take-home pay and stronger protection, at no cost to them.

The employer

Potential savings and a stronger benefit for recruiting and retention.

Shared

Value that can be split across all parties rather than won from one.

A note on savings. The size of any employer savings depends on the workforce's payroll tax profile. Many public-safety personnel participate in a public retirement system in place of Social Security, which changes the employer's payroll tax picture. Member take-home gains and the benefits themselves do not depend on that. We size any employer savings against your actual workforce, from the census.

Bring your members something worth having

Start a conversation about what WellCore360 looks like for your people.

Talk to us → How it works